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The young woman will contact a victim and tell them of their plight of not being able to remove the gold from their country due to being unable to pay the duty or marriage taxes.
The woman will be unable to inherit the fortune until she gets married, the marriage being a prequiste of the father, uncle or grandfather's will.
Sometimes the third party is real, sometimes fictitious.
Funds sent by Western Union and Money Gram do not have to be claimed by anyone showing identification if the sender sends money using a secret pass phrase and response, and can be picked up anywhere in the world.
The victim contacts the scammer to ask what happened.
The scammer will provide an excuse such as not being able to get an exit visa, or illness of themselves or a family member.
Victims may be invited to travel to the scammer's country; in some cases the victims arrive with asked-for gift money for family members or bribes for corrupt officials, and then they are beaten and robbed or murdered.
The scam usually ends when the victim realizes they are being scammed or stops sending money.
Victims can be highly traumatized by this and are often very embarrassed and ashamed when they learn they have become a victim of a scam and that the romance was a farce.
In some cases, online dating services are themselves engaged in misrepresentation, displaying profiles which have been fabricated, which use personal information from users who have not agreed to be depicted on the site social accounts, classified sites and even forums to groom new victims.
Unlike a gold digger, who marries for money, a pro-dater is not necessarily single or available in real life.
Another variation is that the scammer insists they need to marry in order to inherit millions of dollars of gold left by a father, uncle, or grandfather.